South Korea's first pure Internet banking opened in China is its target market.

(original title: South Korea's first pure Internet Bank) science and technology daily Seoul on 4 April,   (reporter Tai cite) South Korea's first Internet Bank K bank 3 officially opened, all banks are available online operations.K bank does not set up physical outlets offline

(original title: South Korea's first pure Internet Bank)

science and technology daily Seoul on 4 April,   (reporter Tai cite) South Korea's first Internet Bank K bank 3 officially opened, all banks are available online operations.

K bank does not set up physical outlets offline.Open accounts and online payment services are handled online, 365 hours a day, 24 hours a day.K bank is currently through the signing of convenience store ATM machine to provide users with free access service.Users can also use personal loans after obtaining fingerprint authentication.

as a result of the operation of Internet banking is conducive to reducing the daily operating costs, business development will not be restricted by the business outlets, the deposit interest is expected to be higher than the traditional bank, while the loan interest is relatively low.K bank currently gives the difference of interest is about 0.5%.

K bank also announced the support of artificial intelligence personalized finance, voice recognition technology to deal with banking and other high-tech business development plan.It is reported that, K bank's business model depends on the support of remote real name authentication and big data technology, in order to complete the account, credit and other basic business.K bank is currently in contact with the first batch of customers through a convenience store, a cooperative bank's ATM and a joint telecommunications company's public telephone booth.

industry forecast, the advent of pure Internet banking means that the financial market will enter a new era of competition.South Korea's banking sector will further strengthen the financial sector investment in science and technology.South Korea's financial regulator in November 2015 approved the business plan of two pure Internet banking.This is the first time in 25 years, South Korea issued a new banking license, is also the first issue of a special license for Internet banking.

it is reported that K bank paid capital of approximately $220 million.Investors include Alibaba owned by alipay.Another approved pure network bank, Kakao bank has won the support of the Tencent Inc, the bank plans to open in the first half of this year.K bank plans to achieve profitability within three years, but also plans to enter the Chinese market and the Southeast Asian market.＜＜P / P / P＞＞＜！